DealClerk is an online financial marketplace that uses our matching algorithm to systematically match Borrowers with Lenders, Sellers with Buyers, and Investors with Entrepreneurs, while providing the potential for many other financial combinations, limited only by your imagination.
DealClerk provides a neutral forum to negotiate a deal’s terms. In this impartial environment DealClerk provides offer and counter-offer capabilities for virtually every element of the transaction and analytics to evaluate all offers to best meet your goals.
At DealClerk, we’re dedicated to providing the safest, broadest reaching marketplace we can deliver and will make every attempt to innovate regularly to meet that goal. Any suggestions you have are most welcome and we’ll make every attempt to incorporate them into the DealClerk marketplace.
DealClerk is an online financial marketplace that uses our matching algorithm to systematically match Borrowers with Lenders, Sellers with Buyers, and Investors with Entrepreneurs, while providing the potential for many other financial combinations. DealClerk provides a neutral forum to negotiate a deal’s terms. In this impartial environment, DealClerk provides offer and counter-offer capabilities for virtually every element of the transaction and analytics to evaluate all offers to best meet your goals.
The purpose of DealClerk is to provide the investment and business community with a site to buy, sell, borrow, lend, and partner with each other. DealClerk assists investors, entrepreneurs, and bankers in identifying business opportunities, permits negotiation in a safe collegial environment, and encourages all market participants to utilize combinations of the tools of equity and debt finance, fixed and adjustable rates, and utilize terms that coincide with their business and cash flow needs.
Users of the site can assume numerous roles. A buyer can also be a borrower, an investor can be a lender or become a partner, a seller can also be a lender, with each segment of the transaction considered separately based on its merits. Lenders need not assume an entire obligation alone, instead preferring to be part of the crowd in crowd funding, with subordination negotiated amongst lenders once funding levels are obtained.
DealClerk can support many types of financial transactions and importantly combinations of transactions. Buyers can also be Borrowers, Sellers can be Lenders, Investors can be Partners or Lenders, or both. We’ve noted below the basic functions DealClerk facilitates, but there are many opportunities to use combinations of functions.
Traditionally the sale of an asset has been from one person or legal entity such as a corporation to another. This model has been in existence for over 2000 years.
The challenge for sellers has been to find that single buyer with a vision similar to theirs who has the resources and current capacity to facilitate the sale. However, a connected world is disrupting this singular focus.
DealClerk facilitates the sale of a single asset to multiple potentially geographically diverse buyers, permitting each to negotiate the terms of their percentage of the asset with the seller. This can result in the seller maintaining a stronger negotiating position and ultimately a higher sale price.
The seller can choose whether to sell to multiple buyers or to a single buyer. The single buyer then negotiates not just with the seller, but competes against the crowd of buyers.
Traditionally, the sale of an asset has been between two people, the seller and the buyer. The seller attempts to get the greatest value for the asset and the buyer determines if they have the resources and risk appetite to purchase it.
With DealClerk, the opportunities available for buyers grow exponentially. Potentially no asset is beyond a buyer’s resources, because buyers can negotiate to purchase any percentage they can afford.
Buyers can crowd fund a purchase of virtually any size, permitting participation in financial transactions that were previously open only to institutional buyers.
Negotiation using DealClerk’s offer and counter offer tools is easy, with virtually every aspect of the transaction open for negotiation. The impact of the economics of the offer is available through the site’s analytics.
Risk, always a concern to a buyer, can be shared amongst buyers instead of being borne by a single purchaser.
DealClerk provides borrowers with access to a broad array of lenders, from traditional banks to large individual investors to crowd funding.
Borrowers have access to DealClerk’s analytical tools to compare offers based on interest rate (APR), term, upfront points, and total costs over the term of the loan.
Borrowers can create a listing to finance a purchase or form a partnership. The borrowing need not be limited to DealClerk listings, borrowers can also use DealClerk to finance a listing found on the site.
If a seller offers financing for their listing, a borrower can negotiate with the seller for both the asset and the financing while also seeking financing from other lenders on DealClerk.
Lenders using DealClerk can customize their listing to include the fundamental elements of their due diligence process such as industry, credit score, LTV, and regional markets, thereby creating a pipeline of prescreened borrowers, and there is never any fee.
Lenders can utilize DealClerk’s negotiating tools to establish an agreement with the borrower on the economics of the transaction, negotiating terms such as upfront points, APR, term, down payment, collateralizing assets, subordination, and many others.
DealClerk’s focus on crowdfunding assets creates opportunities for lenders in this growing market segment. Lenders establish their underwriting standards, perform their standard due diligence review prior to closing, and there is never any fee.
Business owners and entrepreneurs can use DealClerk to meet short or long term borrowing needs. Loans can be structured to be fully amortizing, interest only, or include balloon payment features to meet cash flow requirements.
As a business owner, you don’t always have to go it alone. Often, taking on a partner permits your business or idea to grow in scale well beyond what you could do alone in the same period.
With DealClerk, you can add a partner or partners who share your interest in your business and can often provide expertise as well as financing. Unlike a loan, adding a partner does not result in the additional burden of debt repayments.
DealClerk can engage the global business community to help grow your business or let you take your great idea to the world.
DealClerk provides investors with an opportunity to lend to an enterprise or to join that business as a partner or both.
As with buyers, the opportunity to broaden your investment portfolio to include businesses in your community and across the nation and the world can grow exponentially.
Business growth nationally and globally is often uneven, with differing fiscal and monetary policies impacting the business climate in a respective country.
DealClerk provides access, often through partnerships with local brokers, to offer global options to meet your investment needs.
Brokers can use DealClerk to create a pipeline of prescreened candidates, all actively searching for your listings, that have been vetted using the seller or lender’s own due diligence standards.
DealClerk was designed not to replace in house marketing efforts, but rather to extend their reach globally. Additionally, by fractionalizing the asset, the investment is opened to a far broader group of potential buyers.
Understanding the value and potential of your client’s asset or lending standards is part of the value proposition professional brokers provide for your customers.
DealClerk can provide your customers a syndicate of interested buyers actively bidding for your asset, which can only enhance the results of your marketing effort.
DealClerk is pleased to provide Professional Users with courtesy access to the platform. To gain immediate access, please complete the Professional Users section within the registration form.
For questions regarding transaction pricing structures for partners, please contact our Institutional Sales team directly. Additional information is available on our website at DealClerk.com.
You may also reach us via email at Sales@dealclerk.com or by phone at 302-353-1211.
At DealClerk, we are committed to delivering a secure, expansive marketplace and continuously innovating to meet that goal. We welcome feedback and will make every effort to incorporate suggestions into the DealClerk platform.